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Recent Articles

Feb
23
2024
The 4 C's of Mortgage Underwriting
The 4 C's of Mortgage Underwriting Preparing to buy a home? Here are the 4 C's that determine your ability to get a mortgage.  1. CREDIT assessed the borrower's payment history and financial reliblity. A good credit score signals the borrower's willingness to repay loa so...
Feb
21
2024
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first glance, underlying issues may not be immediately apparent. These issues could range from water damage to foundation problems and even troublesome neighbors. Here...
Feb
14
2024
Mastering Your Mortgage Journey: The Importance of FICO Score 8
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly is it, and why does it matter so much in...
Feb
10
2024
Lunar New Year 2024
2024 is Year of the Dragon Enter the Year of the Dragon. 2024 is the Year of the Wooden Dragon according to the Chinese Zodiac. The year starts on February 10, 2024. Those born under the Year of the Dragon are thought to possess natural courage, tenacity and intelligence. In Chinese culture,...
Feb
07
2024
Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are sky-high. While they did reach alarming heights in...
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