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Recent Articles

Mar
09
2024
Daylight Saving Time - Spring
It’s that time of the year again to Spring forward! Daylight Saving time is an extraordinary attempt by mankind to assert its control over the movement of time. This concept has an interesting history, which has been explored below. The origin The origin of Daylight Saving Time...
Mar
06
2024
"When Should I Consider a Cash-Out Refi?"
So, you're a homeowner. Maybe you've been in your cozy abode for a while now, or perhaps you're just starting to nest. Either way, there comes a time when you might consider a cash-out refinance. But when is it a good time to take the plunge into the world of cash-out refinancing? Let's explore...
Feb
28
2024
Mortgage Partnership: The Power of Co-Signing on a Mortgage
If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide you through the ins and outs of co-signing on a mortgage. So, what exactly is a co-signer?...
Feb
26
2024
Credit Score - Why is it Important?
Understanding your credit score is crucial when applying for a mortgage. But what exactly is it? And why does it matter so much in the mortgage application process?  Lenders rely on credit scores to assess the risk associated with lending you money. Your creditworthiness is based...
Feb
23
2024
The 4 C's of Mortgage Underwriting
The 4 C's of Mortgage Underwriting Preparing to buy a home? Here are the 4 C's that determine your ability to get a mortgage.  1. CREDIT assessed the borrower's payment history and financial reliblity. A good credit score signals the borrower's willingness to repay loa so...
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